Leeds Building SocietyRelated: MORE Great Offers
Feel at home with Leeds Building Society Whether you’re buying your first home or moving house, it’s an exciting life event. Finding the right mortgage is actually quite easy when you know how. One of our mortgage advisors can help you find the best mortgage for you. We know that everyone’s different; that’s why we’ll get to know you before helping you choose the right mortgage. We’ve also created a mortgage with no product fee and £250 cashback exclusive to Cobalt Park employees. Let’s talk. Call us for advice on 03451 960 782* 2 Year Fixed Rate Mortgage - No product fee - £250 cashback - 3.99% interest rate - Free standard valuation up to £999 - Maximum 95% loan to value and maximum £300,000 loan - Tapered early repayment charges apply 2 Year fixed rate of 3.99% until 30 June 2020 Then changing to our Standard Variable Rate less a discount of 1%, up to and including 30 June 2023 (currently 5.69%) Then reverting back to our Standard Variable Rate (currently 5.69%) for the remaining term. Overall cost for comparison is 5.3% APRC. Representative example: A mortgage of £140,000 payable over 25 years initially on a fixed rate for 2 years at 3.99%, then a 1% discount on our Standard Variable Rate (currently 5.69%) for 3 years, and then reverting back to our Standard Variable Rate (currently 5.69%) for the remaining 20 years. This would require 24 monthly payments of £737.51, 36 monthly payments of £788.88 and 240 monthly payments of £857.15. The total amount payable would be £251,650.23 made up of the loan amount plus interest of £111,815.23 and application fee £0, product fee £0, valuation fee £0. The overall cost for comparison is 5.3% APRC representative. This representative example assumes a mortgage completion date on the 1st day of a calendar month. The example is for illustration purposes only and may vary depending on your personal circumstances.
WARNING: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON YOUR MORTGAGE
Terms and conditions: £250 cashback paid on completion. Mortgage exit fee of £199 applies. This product is only available for house purchase and excludes remortgage, buy to let and interest only applications. Up to 10% additional capital repayments are allowed each year during the fixed rate period without incurring an early repayment charge. Tapered early repayment charges apply up to and including 30 June 2020. Interest calculated daily.
*We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including colleague training). Calls charged at local rate. Other fees and charges may apply. Rate correct at 05/04/2018. Applicants must be aged 18 years or over. Mortgages are subject to eligibility, status and financial standing. This product is only available to applicants who are UK residents and who work on the Cobalt Business Park at the time when the mortgage funds are released for completion. We reserve the right to withdraw this offer at any time without notice. Leeds Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Leeds Building Society is registered on the Financial Services Register under number 164992. You can check this on the FCA website at www.fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Buy to Let mortgages which are for business purposes are exempt from FCA Rules. The Society’s Head Office is 105 Albion Street, Leeds, LS1 5AS.